Description: Welcome to our first edition of 2026. With Venezuela and Greenland, not to mention ICE, dominating the world stage we have also had, closer to home, the regulators busy with FRC publishing Technical Actuarial Guidance and the FCA seeking views on how the insurance industry can help more people access products to support families if they become critically ill or die. Our cover story is from Jake Sloan from Appian stating that 2026 is the year AI in insurance moves from experiment to enterprise. We also have Luca Russignan from Capgemini looking ahead into the year ahead as he examines the four forces shaping the insurance playbook in 2026. Our regular authors are in attendance including a new interviewer in our Lights, Camera, Actuary feature from Bolton Associates as Rupa Pithiya interviews Howard Dale, an actuarial independent consultant, on how his career path moved into his current role.