Description: We arrive in March, somehow, where January lasts roughly 4 years and February less than a week. On the Investment front we have seen record highs on the FTSE and Tariffs going from one extreme to another with tech and AI at the forefront of huge financial gains and job losses through said AI. Our cover story is an interview with the PPF’s Chief Actuary, Shalin Bhagwan who says History may not repeat itself, but it certainly rhymes as he examines Defined Benefit pensions, risk sharing and the role of the PPF. We also have Actuary Dawid Kopczyk, Director at Guidewire, examining why Insurers should unify pricing and rating in 2026. Our regular contributors give their views on current events including, amongst others, Rupa Pithiya from Bolton associates continues her series interviewing actuarial contractors talking to Jagdeep Lall and Laura Hobern from LCP looks at pricing in a softening market: judgement, governance, and the technical versus market price gap.