Description: With no real end in sight to the conflict in the Middle East, despite numerous ceasefires, ultimatums, blockades and opening and closing of the Strait of Hormuz, prices continue to rise. With Brent Crude up to $112 a barrel at one stage and the subsequent jump in prices at the pump, it comes as little surprise that BP doubled their profits for the first quarter to $3.2 billion, there are some winners from the conflict it seems. This month’s cover story comes from Anna Rogers, founder of Arc Pensions Law examining the Virgin Media fix a legal and actuarial double act. Keeping with the law angle we also have Henry Wood, Senior Partner from Hunters Law looking at why pensions still go missing in divorce settlements. Todd Eyler, Life Insurance Lead at EIS stating that without a design shift Life Insurance risks irrelevance. Alex Johnson, Head of Insurance Solutions at Quantexa, article on why AI decision accountability is a requirement in Insurance and last but certainly not least we have Torolf Hamm, WTW, on how to plan for extreme climate uncertainty.